Experienced Kennewick Bankruptcy Attorneys
Our caring bankruptcy attorneys know what you're going through.
Visit our Kennewick office to get a fresh start with Patrick McBurney. We’ll guide you through the process from start to discharge.
Let's Face It: You Can't Pay Your Bills
Over 26 years of helping families out of bankruptcy, we’ve noticed that many believe they can handle overwhelming debt. If they work more hours, wait until their next check arrives, or borrow from a friend, they can fix the problem. The honest truth is that nobody can erase decades of financial irresponsibility by themselves.
- Behind on payments
- Maxing out credit cards
- Emptying your entire savings
- Borrowing from others without paying them back
- Refusing to open your mailbox
- Paranoid a creditor will knock on your door
- Fearing vehicle repossession
- Fighting against real estate foreclosure
- Sued by lenders
If you want to get out of financial trouble, call Patrick D McBurney, Jr., Attorney at Law. We give desperate parents a fresh start by discharging their debts in court. Whether filing for Chapter 7 or 13, you can experience peace of mind and debt relief with caring bankruptcy lawyers in Washington. Our team is ready to assist you in starting over again and beginning a clean financial slate with expert legal services.
Why Do I Need a Bankruptcy Attorney in Kennewick, WA?
Are you swamped by credit card debt? Did an unexpected hospital visit overwhelm you with medical bills? Do you have creditors hounding you? All these can go away if you file for bankruptcy.
The United States Bankruptcy Code outlines the procedures that allow Americans to experience debt relief. However, filing for bankruptcy can be tricky. If you make one mistake, it can cause the court to deny your petition. Avoid the rejection of your bankruptcy petition by hiring our experienced Kennewick bankruptcy attorney.
Here’s what you can expect if you retain the services of Patrick McBurney:
- Experience where it counts: McBurney Law Office has been practicing law in Washington State for over 25 years, emphasizing bankruptcy law. We have helped thousands of clients throughout their bankruptcy cases.
- Tailored legal services: Rather than leave you alone with all the bankruptcy forms, we guide you every step of the way. Talk personally to Patrick McBurney and receive one-on-one consultations and legal assistance.
- A caring face during your financial crisis: Because we are a local firm, we prioritize you as a client in a genuine attorney-client relationship. We happily serve clients like you throughout Washington and learn about your financial struggles.
- Help you face bankruptcy court. It can be daunting for an average Joe to appear in court. We can ease your anxiety by helping you prepare.
If you’re ready to file for bankruptcy, there’s no one better to give you legal counsel than our esteemed bankruptcy attorney. Call us today to receive a legal evaluation of your case!
What is Bankruptcy?
Bankruptcy is basically a financial security net as it releases you from the obligation to pay your debts. That’s why bankruptcy is known for giving people a fresh start.
A discharge in bankruptcy is the term that refers to the cancellation of your financial obligations. The debts you can discharge depend on your circumstances and the bankruptcy chapter you file. However, certain debts cannot be discharged. These include:
- Student loan debt
- Personal injury or wrongful death compensation you have to pay from a DUI
- Income taxes you received in the last three years
- Domestic support obligations, like child or spousal support
Bankruptcy discharge can be pretty complicated, as it varies from case to case. Get our knowledgeable bankruptcy lawyer to evaluate your case so you can determine which of your debts can be discharged.
Our Bankruptcy Options
Chapter 7
Get debt relief faster with a legal solution that discharges all your payments. We guide you along the Chapter 7 bankruptcy process. Then, you can protect what matters most, including your home and vehicle.
Here, a bankruptcy trustee sells your nonexempt assets to pay off your debts. Chapter 7, also known as liquidation bankruptcy, is the fastest way to discharge your debts.
Chapter 13
Our Chapter 13 bankruptcy attorneys restore your creditworthiness by erasing unsecured debt. Then, we help you with financial counseling and a repayment plan to get you on your feet again.
Chapter 13 involves organizing your debts into a 3-5 year repayment plan. After you pay off this plan, you may be eligible for a discharge.
Work with Skilled Lawyers in Kennewick
Solid legal representation for bankruptcy is personal, never distant. Patrick McBurney and our team have served Eastern Washington families in overcoming financial difficulties for over 26 years. We walk side-by-side with you through all types of bankruptcy. Stepping into lasting financial freedom is more than just getting a pile of forms and letting you suffer alone.
Credit and budget counseling lay a dependable foundation to sustain your fresh start from debt. Our team refers you to the top credit counseling agencies and educates you on best money practices. Don’t repeat overwhelming debt cycles and stay where you’re; begin again with caring attorneys.
Available for Zoom Appointments Too
Life gets hectic, especially when you’re drowning in debt, and we understand. Patrick McBurney makes room for virtual Zoom visits in addition to appointments at our Kennewick office. Do what’s best for your family and children by getting a fresh start in person or online at our law firm.
The global pandemic doesn’t have to define you and your children’s finances for future generations. While Americans struggle with overwhelming debt, choose to file for bankruptcy and experience lasting freedom with your money. It’s our pleasure to help you fight COVID-19 and get a fresh start, one bankruptcy case at a time.
Call our Kennewick Bankruptcy Attorney Now!
Bankruptcy can be a legal challenge. However, it’s not insurmountable, especially with the help of a reliable bankruptcy lawyer. Bankruptcy can help relieve your financial obligations and get you started on your way to a secure financial future.
What are you waiting for? Experience financial relief today by calling our Kennewick bankruptcy lawyer!
