Bankruptcy Archives | Patrick McBurney Attorney at Law


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what are advantages of filing Chapter 7 bankruptcy

What are the Advantages of Filing Chapter 7 Bankruptcy?

Are you seeking debt relief? If you are under a financial strain, you may wonder, “what are advantages of filing Chapter 7 Bankruptcy”? This article will explore those advantages, but first, it is essential to understand that filing for bankruptcy […]

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how often can you file bankruptcy

How Often Can You File Bankruptcy?

Have you already filed for bankruptcy but are looking for further debt relief? Are you finding yourself in a cycle of repeated financial trouble? If you have previously filed for bankruptcy, you may wonder how soon you can file again. […]

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washington state bankruptcy exemptions

Debt Relief: Washington State Bankruptcy Exemptions

Filing for Bankruptcy and Protecting Your Property Whether you are filing for Chapter 7 or Chapter 13 bankruptcy, Washington State offers a list of exempt properties that may provide you with some debt protection. As you move forward with your […]

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how much does it cost to file bankruptcy

How Much Does it Cost to File Bankruptcy?

Are you considering bankruptcy? Depending on the complexity of your case and the type of bankruptcy, filing may cost as low as a couple of hundred dollars or up into the thousands. Let’s take a look at the cost of […]

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how to file bankruptcy chapter 13

How to File Chapter 13 Bankruptcy

Filing bankruptcy is an excellent option if you’re looking for debt relief. Chapter 13 bankruptcy restructures debt and allows you to pay off most, if not all, debts. An attorney walks you through a court-supervised plan for 3 or 5 […]

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how long does bankruptcy stay on your credit report

How Long Does Bankruptcy Stay on Your Credit Report? How Can I Remove It?

It’s terrifying to apply for bankruptcy when fearing the destruction of your financial future. And wondering whether you can borrow again with a marred credit score and bad financial decisions. Without a healthy credit report, future lenders won’t consider you […]

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how does bankruptcy affect your credit

How Does Bankruptcy Affect Your Credit?

Bouncing back from financial distress with bankruptcy is the first step toward restoring creditworthiness. While you may think filing with an attorney ruins your credit history forever, it does the exact opposite. A credit report with bankruptcy does look poor […]

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chapter 7 means test

Chapter 7 Means Test

When the Bankruptcy Reform and Consumer Protection act of 2005 was implemented, Congress created a means test required to determine if an individual would qualify for chapter 7 bankruptcy. At its core, the means test is an analysis of gross […]

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Chapter 7 vs Chapter 13

Chapter 7 vs. Chapter 13

What is the difference between chapter 7 and chapter 13? Chapter 7 allows most people to discharge their debts in a short period of time (usually about four months) and get a fresh financial start. From a bankruptcy lawyer’s perspective, […]

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